• We have mandated you to organize our immigration, off-shore tax planning and insurance matters. We are highly impressed with the professional service and have recommended your company to friends.

    Mr. WK, Somerset West, South Africa

  • Congratulations to your immigration guide. We have not found anything close that is so informative and hands-on.

    Mr. & Mrs. AC, Munich, Germany

  • Just to let you know that we finally received our 6 year extension to our business permit. Once again, many thanks for your help and advice in this matter.

    Mr. K., Camps Bay, Cape Town

  • Excellent service – thank you very much!

    Mr. KZ, Contantia, South Africa.
  • Thanks for your help and great professional immigration service. I am excited to be able to stay in South Africa.

    Mr. LS, United Kingdom

  • Your staff has persuaded me to lodge the insurance claim. I am very grateful for your assistance.

    Mrs. MM, Milnerton, South Africa

  • We have built a very good and pleasant business relationship over the years. A very recommendable company for all insurance needs. I am looking forward working with you.

    Mr. JS, Cape Town, South Africa.
  • Compared to the claims settlement of German insurance companies, it was amazing to see how fast you settled my claim. Thanks a million!

    Mr. H., Constantia, Cape Town

  • I have never experienced such an efficient handling of a claim. We are very happy and will recommend your services.

    Mrs. K, Somerset West, South Africa.
  • My claim was handled so fast – no insurance company in Germany could ever compete with your service.

    Mrs. RK, Sea Point, South Africa

Life Insurance
Life & Disability Insurance
Many of us buy life insurance because we want to make sure that our loved ones, especially dependents, remain financially secure after we die. Income replacement is the #1 reason why people buy life insurance. Non-working caregivers also have an important, and oft overlooked, economic value that should be covered by life insurance. Life insurance is also purchased by those interested in achieving specific business or estate transfer goals.

There are several choices when it comes to buying life insurance and there are huge pricing differences in the market among different companies offering identical coverage. Policies are now available from more than 1,500 life insurance companies in the United States. Most financial planners recommend that each family income provider carry no less than ten times their annual income in life insurance.

Here’s an orderly way to go about shopping for life insurance: 1) assess your life insurance needs, 2) decide on the most appropriate policy type, 3) set high standards for the financial stability ratings of your insurance company and, then 4) shop until you drop to find the best price.

Life insurance is a long-term proposition, which means that you should pay particular attention, at time of purchase and throughout the life of the policy, to the financial stability ratings of your life insurance company. While the average U. S. adult shops for life insurance once every seven years, it’s not uncommon for people to keep life policies in force for decades.

The main reason for life insurance is to provide financial security for your beneficiaries if you die. But should you not also consider your estate planning, wealth transfer and estate tax liquidity? What happens to your business in the event of death or disability?

Our expert team can assist you with the following needs:

  • Whole life and term insurance
  • Temporary and permanent disability cover
  • Income replacer
  • Sickness benefits
  • Dread disease and trauma cover
  • Physical impairment policies
  • Mortgage insurance
  • Buy-and-sell insurance
  • Keyperson insurance
  • Deferred compensation plans
  • Business overheads replacer

We will do an in-depth analysis before we come up with a recommendation. We will check if you qualify for discounted or refunded premiums and inform you on exclusions and other policy terms.

Contact us and we will set up an appointment for confidential discussion. Because we are not a call centre, we need to meet you face to face, and therefore only assist clients in the Western Cape.

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