A very good and highly interesting newsletter. Your publication leaves anything else in the dark.
Mr. JK, Duesseldorf, Germany
Your staff has persuaded me to lodge the insurance claim. I am very grateful for your assistance.
Mrs. MM, Milnerton, South Africa
My claim was handled so fast – no insurance company in Germany could ever compete with your service.
Mrs. RK, Sea Point, South Africa
Thanks for your help and great professional immigration service. I am excited to be able to stay in South Africa.
Mr. LS, United Kingdom
Excellent
service – thank you very much!
Mr. KZ,
Contantia, South Africa.
Thanks for your newsletter, which we find very interesting and informative.
PH, Loenberg, Germany
Just to let you know that we finally received our 6
year extension to our business permit. Once again, many thanks for your help
and advice in this matter.
Mr. K., Camps Bay, Cape Town
Compared to the claims settlement of German insurance
companies, it was amazing to see how fast you settled my claim. Thanks a
million!
Mr. H.,
Constantia, Cape Town
I have
never experienced such an efficient handling of a claim. We are very happy and
will recommend your services.
Mrs. K,
Somerset West, South Africa.
We have
built a very good and pleasant business relationship over the years. A very
recommendable company for all insurance needs. I am looking forward working
with you.
As from 1st July 2010 you can submit your tax return to
SARS for the 2010 tax year (1 March 2009 to 28 February 2010).
We would like to ask those clients who make use of our
services by submitting on your behalf, to send us the following details:
All IRP5, IT3(a)/(b) certificates
Medical aid tax certificates
Contributions to retirement funds
Pension and provident fund withdrawals, lump sum
payments
Any investment income
Details on any capital gains / losses
Details on travel allowances / log book
Rental income and related expenses
Any other income or expenditure
The deadline for submission is the 26 November.
However, we need your documents no later than by the end of August in order to
submit timeously. Please e-mail documentation to Mr. Tony R. Hug on
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
.
Many thanks
and best regards from your SwissFin Team.
Content: Interest rates: Bank deposits, insurance plans and tax-free investment amounts Momentum's Protected Index Plan offering Be aware of non-compliant offshore life wrappers How SwissFin can be of assistance Banking fraud: Warning to Swiss Bank account holders Update on worldwide tax developments Swiss withholding tax on company pension income 25 Mio suitcases lost every year Santam excludes overflowing of rivers in Montagu Increased theft of Toyota Fortuners and Hilux Vehicle excess on policies for retired people Volcano ash: How are local guesthouses covered against loss of income? Have you got an international driver's licence? You need to take out separate insurance cover for building alterations The most expensive thing you can buy is cheap insurance Bupa wins the Queen's award Get insurance for a hospital bill that is not fully paid New life insurance offering by Discovery Life Momentum and Metropolitan merge Business Permits: CA certification required after 2 and 5 years Estate Duty not to be scrapped before 2012 Foreigners need a South African will Do you have problems with your non-resident bank account? The new Companies Act New staff member at SwissFin Opening hours of our office
CONTENT: Bank deposits, insurance plans and tax-free investment amounts Swiss Banking Secrecy - the German State buys stolen data Investment outlook SwissChoices: SARS ruling further explained
Budget Speech Highlights SwissChoices not under SARS spotlight M&F shares delisted Use drive-in centres with motor claims Are you renting out your home during the World Cup? Is a leaking geyser an insurance claim? Santam policy and claim changes Eskom's electricity supply insufficient - have you got power surge protectors? Bupa online claims now possible Bupa pricing and benefit changes Director General of the Department of Home Affairs resigns New name and logo: SwissFin We are looking for an additional staff member
CONTENTS Interest rates: Bank deposits, insurance plans and tax-free investment amounts SwissChoices fees reduction Swiss Banking secrecy - an update Transfer a home from a company or trust tax-free All emergency numbers at a glance MUA improves policy benefits Mutual & Federal premium increases New offering for 4x4 drivers How geysers are covered on commercial policies Old Mutual acquires 100% shareholding of Mutual & Federal Your personal items in your car are not insured without all risk cover AIG changes name to Chartis Insurance Very attractive premiums of new Bupa product National Health Insurance - what can we expect? Most applications finalized Costs of winding up an estate Exchange control allowance increased to R 4.0 Mio per taxpayer Swiss Financial Consulting can assist you with your bond finance SIM card details to be registered - clarification Wages for domestic workers to increase as from 1st December Are you looking for a housekeeping agent? Be careful with custom officials in Johannesburg Swiss Financial Consulting to change name and corporate identity Opening hours of our office over the festive season Calendars 2010 Seeking part-time employee
Contents: Interest rates: Bank deposits, insurance plans and tax-free investment amounts, Practical applications of SwissChoices, Is SA a tax heaven for foreigners?, Submission of your 2009 tax return, Zero-tolerance for tax evaders, SARS ruling on SwissChoices on SARS' website, Check your alarm endorsement on your policy, You premiums are probably too high if your building is insured with a bank!, SASRIA rate increases, Which are the most stolen vehicles in South Africa?, Clarification on conversion of foreign driver licences, New Bupa product launch, New procedure when applying for an ID book, Don't forget to claim your repatriation deposits, New Minister for the Department of Home Affairs fights corruption, New edition of our Immigration & Investment Book, Is a handwritten will valid in South Africa?, Successful SwissChoices Seminar in Zürich, SIM card details to be registered, New staff member at Swiss Financial Consulting
Contents: Interest Rates, SARS approves tax-free status of SwissChoices – questions answered, Swiss Banking Secrecy – quo Vadis?, Mr. Rudolf Wiser in South Africa, Discovery launches investment integrator, Budget Speech Highlights, New provisional tax estimate guidelines, Please check the expiry date of your driver’s licence, Cell phone jammers and tow truck drivers, Am I covered if my neighbour’s excavations affect my property?, Please check your motor policy for the care hire cover, AIG results South Africa, Thatch rates to increase, Mutual &Federal changes to new IT platform – delays with policies and claims, PG Glass offers free windscreen check, Bupa announces pricing decrease, You can redeem your retirement annuity if you emigrate, Visit to bordering states and return air tickets, Is your Will still up-to-date?, Why a retirement annuity (RA) can provide an attractive estate duty solution, Can a bank broker give advice on matters other than banking?, Documents needed for the SA driver’s licence, New staff member at Swiss Financial Consulting, Lost Item
Contents: Introduction, Interest Rates, Economic outlook 2009 of SAMI AG, Are my deposits with local banks secured?, Do not send bank details via post, Banking details sold on eBay, Have you submitted your tax return?, International Legal Liability insurance now available for foreigners,Please inform us if your security arrangements have changed, M&F shares no longer for sale, Tow-truck drivers are using dirty tricks on drivers, Be careful when you park your car at the beach, Don't let third parties become too friendly with your dogs, Road Accident Fund changes, Do not leave your keys in the car, even at home in the garage, MUA shares sold, Plan and premium changes for Discovery, Momentum, Allianz, IHI/Bupa in 2009, Proposed transfer of IHI policies to Bupa, Swiss Financial Consulting nominated the South Africa Master Broker for IHI/Bupa, Changes to the retirement tax planning laws, Have you stopped smoking for more than a year?, Will the Immigration Act change again?, Make sure you get your driver’s licence in time..., Well attended investment Seminar at the Westin Grand Arabella, Congratulations to the winners of our competition, Opening hours of our office over the festive season
In cooperation with the bilateral Chambers of Commerce of
Germany, Switzerland, Austria, Italy, France and the UK we would like
to invite you to the Seminar:
"GLOBAL TAX AND INVESTMENT STRATEGIES from a South African perspective"
2008
has been a challenging year globally and it is time to re-assess all
options. Swiss Financial Consulting, IBN Consulting, Credit Suisse,
SAMI AG and partners are hosting a seminar for private and institutional investors. It will cover a variety of topics such as investment opportunities and tax solutions for global as well as South African matters.
The seminar will be held in English from 09H00 to 13H00 and again in German from 13H00 to 17H00. Lunch will be served from 13H00 to 14H00.
Who should attend the seminar?
Individuals with residences in several countries
Investors seeking alternatives to their current asset management strategy
Persons who are not familiar with the South African Tax Law
Taxpayers that have made use of the South African tax amnesty
Persons that fall under double taxation agreement treaties
Immigrants to South Africa
Emigrants from South Africa
Individuals with offshore Trust, Companies and "Stiftungen"
South African investors looking for offshore investment advice
Financial Advisors, Brokers, Accountants and Attorneys
We are proud to present you with international experts such as
Grant Woods (London), who will present a global economic forecast.
Frank Suess (Zurich), who will share his expertise on international tax and inheritance planning.
Rudolf F. Wiser (Zug), who will introduce the present concept of integral asset management.
Patrick Feierabend (Zurich) will give his recommendations on investing opportunities in difficult times.
Workshops will complement the presentations. A detailed schedule will follow upon registration.
Due to the support of our partners, the attendance fee will only be R 300.00, including lunch and drinks.
The number of seats is limited. Closing date for registration is 28th October!
It would be our pleasure to welcome you to the seminar!
Friday, 14th November 2008 The Westin Grand Cape Town Arabella Quays Convention Square, Lower Long Street, Cape Town
Due to
limited seats, please complete the Reply-Form and fax with proof of
payment to IBN Consulting on (021) 422-2621 or e-mail:
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
. The required banking details can be found on the Reply-Form.
Contents: Interest rates, SAMI
AG market commentary, Offshore funds and deceased estates, New UK tax, German flat rate tax and interest income tax, Be
careful with generators, Car
security: What does VESA approved mean?, How to
check your alarm battery, Do you
have an alarm sensor in your garage?, Spread
of fire and liability, Are
leaking water pipes covered?, A
vehicle will be written off at 70% of damage, What
does SASRIA mean?, MUA
shares sold to Lireas Holding, M&F
E-Vouchers, TRA
commercial transferred to new underwriter HIU, MUA
debit order identification, Please
send us your deposit slips, Cat
owners be aware!, Car
accidents – please remember the following points, Free
Travel Insurance for all new BUPA LifeLine Members, How do I obtain an ID book?, International
Investment Planning Seminar in November 2008, New staff member
at Swiss Financial Consulting, ...
Contents: Interest
rates, Rudolf
Wiser in South Africa, Discovery
Invest launches investment products, Budget
Speech Highlights, BnB and
CIA clients to use specific telephone number for geyser claims, Alarm
activation reports and burglaries, Never
admit liability!, Motor
vehicle repairs have to be authorised, New
structure of our short-term department, Be
careful when having your car washed, What to
look out for when buying a generator, Regular
addition and deletion of the same vehicles, Home
Affairs spends money on non-existent illegal immigrant, Do I
have to accept a permanent residence permit?, Changes
to Discovery’s Priority Series, Problems
with power failures, New UIF
deduction limitations, Our new
magnetic licence disc holders, New
staff members at Swiss Financial Consulting,
Contents: Bank Interest
rates, Insurance Plans,Global
investment outlook, SwissChoices
Investments: Do I need a Will in Switzerland?, Which
cover is provided by the Road Accident Fund (RAF)?, Are you
allowed to drive with a foreign driver’s licence in South Africa?,
Do I
have to notify my insurer, if my residence is unoccupied or let?, Safety
tips for the festive season,
City
Golfs are becoming difficult to insure,
Santam
introduces Concierge-Service, Are
goods in the open covered against theft?,
Does
cigarette burn damage constitute an insurance claim?, Domestic
employees can now join a pension fund, Life
insurance companies: Attractive offerings available, Department
in Cape Town affected by water damage,
New
implications of divorce orders, Medical Aid Changes
2008: Discovery Health, Momentum Health, Allianz and IHI, Income tax return submission deadline was on 31st October 2007, Withholding
tax on fixed property sales by non-residents, Majority
age reduced to 18, When do
I have to register my domestic staff for UIF?,
New
staff members at Swiss Financial Consulting...
Contents:Interest Rates, Bank
deposits, Insurance plans, Is my building still insured during
renovations?, When can I cancel a short-term policy or sections
thereof?, MUA Insurance introduces "Your key to peace of mind"
, What does "codes 1 - 4" on motor vehicles mean?, When the MSC Napoli
ran ashore....., Did you know...., HIV exclusions no longer valid, How
to save estate duty with life insurance, Change of occupation or
smoking status of life policyholders, Changes to the taxation of
tax-free lump sum benefits, Withdrawal limit changes to living
annuities, Discovery Health's new Executive Plan, Definition of
brokerage services with regard to local schemes, By when do I have to
submit my tax return?, No more transfer duty for divorcees and
surviving spouses
, Small business tax amnesty, Guesthouses can protect themselves
against bad guests, New Personnel at Swiss Financial Consulting, Swiss
Financial Consulting at the annual Adventure Race ...
Contents:Swiss Financial Consulting
interest rates, SA interest rates: Comments, New portfolio “SwissFund
Life Settlements”, SwissChoices: Tax-free withdrawals, SAMI AG, Budget
2007: Highlights, Santam premium increases, Are you letting your
property?, Changes to tax-deductible contributions, New Immigration
Book published, Proposed amendments to the Immigration Act, Status Quo
of permanent residence applications, Travel to Schengen Countries,
Municipal property valuations, FICA: Problems with proof of residential
address, Personnel changes at Swiss Financial Consulting ...
Contents: Money Market Account, Swiss-Choices Seminar,
Who needs to register as a taxpayer?, Withholding tax for foreign
entertainers, Speeding and drunken driving – do not lose your car,
Subsidence and landslip cover, Rate increases on motor vehicles,
Permanent Residence Applications – light at the end of the tunnel?,
Regulatory changes for 2007, Insurance-specific changes for 2007,
Employment Opportunities at our company, Office opening hours over
festive season ...
Contents: Tax regulations when selling property,
"SwissChoices"- product details, underinsurance problem, appropriate
cover when relocating, payback of medical aid contributions, new
"credit act", immigration ...
Contents: Budget highlights, definition of tax
resident, launch of SwissChoices, power surge claims, what to do in the
event of a car accident, new tax legislation on medical aid, Allianz
health care ...
