December 2015

Dear Readers, It is this time of the year again - Christmas and the summer holidays are just around the corner. Our team wishes you a great time with your family, friends and all the best for 2016. Make sure you travel safely on our busy roads during the festive season - please do not forget that we have one of the most dangerous roads in the world! This is the last newsletter for 2015 and we trust you find the information we want to share with you useful. Amongst others and to the delight of many travellers, the Department of Home Affairs has been instructed by Parliament to amend the Immigration Regulations. As usual, we have also included information across the board regarding investments, taxes, insurance and other related topics and this newsletter can be viewed under https://www.swissfin.co.za/newsletter/swissfin-newsletter-december-2015/. Enjoy the reading, with best regards, Your SwissFin – Team

Dear Readers, We welcome you to the winter edition of our Newsletter. The first half of 2015 has come and gone. Over that period we have been inundated with Eskom’s load shedding schedules, further definitions to the new immigration regulations and the Greek debt crises. Load shedding continues to remain an issue that has a direct impact on everybody. In this newsletter, we detail some more ways in which you can minimize your risk exposure including some tips on gas installations. We would like to ask all our short-term insurance clients to read the article “SwissSure is coming to life” under point 6. May we ask you to send us the required form at your earliest convenience? As usual, we have also included information across the board regarding investments, taxes, insurance and other related topics and this newsletter can be viewed under https://www.swissfin.co.za/newsletters/swissfin-newsletter-august-2015/ Enjoy the reading, with best regards, Your SwissFin – Team

Dear Readers, We welcome you to our first Newsletter for 2015. Our focus in this edition is the maiden Budget Speech by our new Finance Minister, Mr. Nhlanhla Nene, held on 25 February 2015. The budget came as no surprise: Slow economic growth, decreasing government revenue and increasing government debt has pushed the Minister to announce income tax rate increases for the first time in 20 years. He reassured South Africans that the low income earners would not be affected by the tax increases. Please find a summary of the key points of the Minister's speech further below. We have also included information across the board regarding investments, insurance, immigration and other related topics. As usual, this newsletter can be viewed under https://www.swissfin.co.za/newsletters/swissfin-newsletter-march-2015/ Enjoy the reading, with best regards, Your SwissFin – Team